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October 27, 2016

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When having blood drawn at the doctors office


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It’s your responsibility to inform your doctor!!!

It’s not just for employees!

All participants of the PBC FF’s Employee Benefits Fund are eligible to use the EAP network of over 20 local providers.  Wide variety of counseling services are available, and the best part…………

It’s absolutely

100% confidential

Call Ellen Flaum, Administrator of the EAP @ 561-968-1505 to get started today.


EAP Webite


Cord Blood (Stem Cell)


Adult Stem Cell

Benefit Fund News

Health & Wellness Center Hours 

Click Here Wellness Services


Monday - Friday 8am - 8pm

Saturdays 9am - 5pm


New Dental Plan information below PLEASE READ CAREFULLY 



For coverage beginning January 1, 2017


Palm Beach County Firefighters Employee Benefits Fund

WHEN:                     NOVEMBER 1, 2016—NOVEMBER 30, 2016


All employees if Palm Beach County Fire Rescue are eligible to participate in the Palm Beach County Firefighters Employee Benefits Plan. Once a year the Board of Trustee’s sets a period of time during which any eligible person may elect to start, end or change coverage’s and which dependents shall be covered under the plan without the need of a qualifying event. A qualifying event is defined as marriage, divorce, birth, and certain changes to coverage through a spouse’s employer or death. Changes to enrollment status in the plan may take place at any time during the year with a qualifying event, but only during Open Enrollment without a qualifying event.

The reason that changes to coverage without a qualifying event are limited to one specific time period per year is to maintain our IRS cafeteria plan status (pre-tax premium status). During Open Enrollment participants of the Fund, or eligible participants, may make changes to enrollment status in either the Medical or Dental Plans or both.

 *** If nothing has changed with you or your dependents,

then no actions are required of you, existing coverage will

remain the same.

Forms necessary to make any changes are located online at at the top of the page under the header titled “Forms”. It is important that you take your time and complete the form carefully. Please make sure to include your cell phone number and email address so that we may contact you in the event that we need additional information or forms. Once the forms are completed you may fax or email them to the fund.  

 Like October is the month that everyone should check their smoke detectors, November is the month when everyone should confirm their beneficiaries on their Life Insurance policies.  If you haven’t confirmed lately who is your beneficiary take a moment to e-mail us or call and let’s check on that for you.  Life Insurance is provided for all bargaining unit employees (whether covered for medical or not) and all other employees that are participants in the Benefits Fund.  Coverage’s provided are $100,000 for active employees, $50,000 for retirees, and $25,000 for retirees over the age of 70.

Should you have any questions please call Rick Rhodes or Tamara Fitzpatrick at the fund office Mon – Fri 8-4:30 pm. 

Medical & Dental Plan Changes for 2017

Medical Plan

  • No Premium Changes for 2017

  • Specialist Office Visit Co-Payment Reduced to $40

  • Prescription Drug Co-Pay’s reduced as follows:

    • Generics reduced to $15 30 day retail, $30 for 90 day supply mail order

    • Formulary Drugs 10% cost share, $50 minimum-$100 maximum (30 day retail)

    • Non-Formulary Drugs 10% cost share $100 minimum-$200 Maximum (30 day retail)

  • Coordination of Benefits for individuals that have more than one medical insurance policy, changes from 100% coverage to same as normal Plan design. Medicare excluded.

  • Out-of-Network Deductible increased to $6,000 individual $14,000 family.

Dental Plan


The Board of Trustees has decided to change the current Dental Plan to a United Health Care Dual Option PPO/HMO Dental Plan in order to give the members choices for their dental insurance coverage.


Everyone will still have the opportunity to continue with the same dental coverage (similar but different network) as we currently offer, but you will also have the choice to elect a less expensive dental insurance plan option if that works better for you and your family.


Both options will be offered by United Health Care and the Benefits Fund will no longer offer the self-insured plan through Dentemax. It is advised to review the list of participating dentist to confirm that you current providers are in the new network.


Members living outside the state of Florida will only have the PPO option.

Prices for both plans are as follows and rates are guaranteed thru the end of 2018:

                                                 PPO Plan

                                         Retiree           Pay Period

Employee                          $45.61              $21.05

Employee & Spouse         $96.05               $44.33

Employee & Child(ren)     $120.39              $55.56

Employee & Family          $161.08              $74.34


                                                 HMO Plan  

                                        Retiree           Pay Period

Employee                         $12.20               $5.63

Employee & Spouse        $21.34                $9.85

Employee & Child(ren)     $26.42             $12.19

Employee & Family          $33.54             $15.48


New Participating Dentist Lists along with specifics on each plans benefits below.


HMO Plan

HMO FL Network

HMO Search by Zip Code Click on product "Dental" then plan "S700B-SHP. Add the specialty looking for, zip code and how many miles.


PPO Plan

PPO So FL Network

PPO All FL Network

PPO Search by State Click on Find a Dentist and Use plan "National Options Plan 30"


2017 Employee Status Change Form


2017 Retiree Status Change Form


What's New at Benefits Fund
The Facts About Zika Virus
The Facts About Zika Virus     Do you want to know a little more about the Zika virus, symptoms or how to protect yourself? Click here for the latest from the CDC. Read More...
Prescription Drug Savings Cards
Prescription Drug Savings Cards    Do you find yourself without any choice but to take a name brand medication that has a high co-pay?    By clicking the link below you will be taken to a list of the most common brand medications used by our group and links to co-pay savings cards offered by the manufacturer's. Read More...
  BENEFITS ADMINISTRATOR Earlier this year with the uncertainty of whether Rick Rhodes would stay on in the position of Benefits Administrator for the Fund pending his retirement from the fire department the Fund completed an exhaustive nationwide search for a possible replacement.  The position was also opened up to all participants of the Fund. Read More...
Voluntary Life Rate Change
Please be advised that your Voluntary Life Insurance deduction amount may change as of June 1, 2016. Your Deduction may change due to an age bracket change/update. Once a year in June, age bracket changes are updated by Reliance Standard. I have attached a copy of the Reliance Standard Group Voluntary Term Life lnsurance Premium Table for your information. Read More...
IRS Form 1095-C
March 2015  Last week we mailed out the Form 1095-C for all Employees enrolled in the Benefits Fund in 2015. This form was an IRS requirement for all employers with more than 50 employees and is a direct result of the Affordable Health Care Act. The form is you and your dependents proof of health insurance for your 2015 tax return. Read More...


If you are currently expecting a new baby in your life don’t forget about the Benefits Fund Cord Blood harvesting and cryogenic storage program.  For only $100 out of your pocket you can protect your newborn from numerous health issue’s.  The Fund will pick up the balance of the cost for harvesting the stem cells and storing them for 18 years…….. It’s well worth the small investment on your part.

Call the Fund office to get a brochure and contact information for the Stem Cell Cryobank  located at the Bethesda Health City on Hagen Ranch Road in Boynton Beach.

We will also cover your future storage fees if you had your child's cord blood stored with another vendor prior to the Fund implementing the program in January 2011, call the Fund office for more details.


UMR.COM Access 

We hope that you have had an opportunity to experience the enhanced services on and will find that the new features increase the productivity of your day-to-day benefit-related tasks.

Please remember to use your new login information to access

Click here for a flyer that you can use as a reminder to set up your new access to

Provider Search

Account Login

AFLAC Claims

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